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Real estate allows you to monetise and own assets simultaneously. Notwithstanding the financial burden imposed by EMIs, the actual asset being created offers the buyer far more flexibility than other alternatives. As compared to other forms of investments (fixed deposits, mutual funds, equities, gold, and others), property, while being immovable, offers both tangible and intangible benefits. Here, it is pertinent to note that while other assets such as gold, FDs and mutual funds have to be monetised to reap the returns, with a house it is not so. The buyer can choose to occupy the property or alternately, lease if out and generate a regular rental income.
In India, growing population, coupled with shortage of housing facilities, ensures steady demand for residential properties, thereby promising adequate returns to home buyers. What home buyers also need to acknowledge here is that the appreciation is not limited to real estate prices, but also the rate at which their savings grow.

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